Serving Minnesota and North Dakota
Insurance Built on Choice. Protection Rooted in Community.
FreshWave Insurance Agency LLC helps individuals, families, and businesses explore insurance coverage designed around their needs. Receive personal guidance, clear explanations, and dependable service throughout the insurance process.
- Individually licensed producer in Minnesota and North Dakota
- Personal guidance from a licensed agent

Serving Minnesota and North DakotaLicensed insurance agency
Why FreshWave
Straightforward help from people who listen
Personal Guidance
Work directly with an agent who takes the time to understand your situation before recommending coverage options.
Coverage Built Around You
Explore options across auto, homeowners, renters, life, and business and commercial insurance, subject to carrier appointments, underwriting, and availability in your state.
Community-Focused Service
A locally rooted agency serving Minnesota and North Dakota with clear communication at every step.

Insurance Services
Coverage you can explore with us
Every product is subject to carrier appointment, underwriting, eligibility, policy terms, and availability in your state.
Service Area
Serving Minnesota and North Dakota
Currently serving: Minnesota and North Dakota. Product and carrier availability varies by state and is confirmed in administration before being shown publicly.
Licensing and DisclosuresMinnesota
Licensed insurance agency in Minnesota.
North Dakota
Licensed insurance agency in North Dakota.
How It Works
A simple start
Tell us what you need
Answer a few questions about the coverage you’d like to discuss.
Talk with an agent
An agent follows up to review your situation and answer your questions.
Review your options
Go over the options available to you in plain language before you decide.



Ready to talk through your options?
Requesting a quote is not an application and does not bind coverage. An agent will follow up using your preferred contact method.