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FreshWaveInsurance

Community Education

Insurance Checkup

A general checklist for noticing when it might be time to review your coverage. This is educational only, not personalized advice. An agent can walk through your specific situation with you.

Life events worth a checkup

  • Moved to a new address
  • Bought or sold a vehicle
  • Added a driver to your household (e.g. a new teen driver)
  • Started or stopped a home-based business
  • Made a major home renovation or addition
  • Got married or divorced
  • Had a change in income that affects what you can replace out of pocket

Questions to ask yourself

  • Does my coverage still match what I own today?
  • Have I told my agent about every vehicle, driver, and property I need covered?
  • Do I understand what my deductible would mean for me after a loss?
  • Am I aware of any discounts I might now qualify for?
  • Is my contact information up to date with my agent and carrier?